Protection Against Nursing Home Spend Down


Medicaid is a program that helps pay for medical assistance for certain individuals and families with low incomes and resources.

This program became law in 1965 and is jointly funded by the Federal and State governments (including the District of Columbia and the Territories) to assist States in providing medical long-term care assistance to people who meet certain eligibility criteria.

Medicaid is the largest source of funding for medical and health-related services for people with limited income.

Medicaid is health insurance that helps many people who can't afford medical care pay for some or all of their medical bills.

Good health is important to everyone. If you can't afford to pay for medical care right now, Medicaid can make it possible for you to get the care that you need so that you can get healthy – and stay healthy.


Medicaid is available only to certain low-income individuals and families who fit into an eligibility group that is recognized by federal and state law. Medicaid does not pay money to you; instead, it sends payments directly to your health care providers. Depending on your state's rules, you may also be asked to pay a small part of the cost (co-payment) for some medical services.



We understand the important role that Medicaid plays in the lives of so many retirees. That is why we have gone to great lengths to protect retirees by teaching and guiding them through the different options.

You may qualify and not even know it! Click here to call or email us and find out.